We are a group of passionate and highly experienced financial service professionals committed to maintaining our focus on the development and preservation of all four asset classes (Financial, Intellectual, Social and Human) , so our clients and their families achieve more clarity, balance and confidence in their lives.

As a group collectively working together with Estate Attorneys, CPA’s and industry professionals, we strive to assist our clients in the accumulation, growth, preservation, and protection of all four asset classes.

We are committed to serving our clients by focusing on relationships and our clients core values, not transactions.

A4 Capital Management’s Asset Quadrants

When most people think about their assets, they think about their homes, cars, stocks, bonds, mutual funds, 401k’s and IRA’s among others. These types of “things” represent our “financial” assets and consist of our material possessions. Another category of assets represents the wisdom we have gained throughout our life. Wisdom is a product of knowledge combined and multiplied with experiences, both good and bad. These “intellectual” assets also include our formal education, special skills, systems, methods and ideas. This class of assets, for all intents and purposes, requires that we give up some “choice and control”. These assets are our “social” or civic assets. This class makes up our taxes or way of giving back to the community upon which we live. Also included in this class are charity and volunteer work. Many people think of taxes as a liability. A tunnel built using tax dollars is actually a public asset, not a liability. In America today, the government has to an extent, given us an amount of control over how we allocate our social dollars. If we choose not to exercise this control, the government will. And if we do not know how to pay our fair share, the government will gladly take more.

But when most people are asked about their “most important” assets, the ones they hold most dear, they usually mention their family, health, relationships, virtues, values, morals, character, unique ability and family heritage to name a few. This last category of assets is certainly as important and usually more important than others. This category of assets represents “human” assets and usually involves people rather than things.